LASHNI Loan Against Shares
Liquidity for HNIs who would rather not sell. Shares are pledged with a margin buffer, and the lender is chosen for the scrips and the amount involved.
Check LAS eligibility →
Head of Distribution, Quicklend
Raise capital against your listed holdings without selling equity.
I'm Siddhant Rawate. I help promoters, HNIs and wealth teams raise credit against listed shares, and I take each deal to the lender that fits it.
₹500+ Cr
Credit products distributed, personally
14+
Lending partners across NBFCs, trustees and family offices
8+
Loan products, including LAS, LAMF and promoter funding
₹100+ Cr
Quicklend AUM, growing 2x each quarter
Lender network
- Bajaj Finance
- Tata Capital
- Infina
- Jio Credit
- Aditya Birla Capital
- Piramal Finance
- Anand Rathi
- Nuvama Wealth
- Barclays
- Geojit Credit
- Shriram Finance
- Ashika Global
- And many more
Products
Credit against what you already hold
Each facility is secured by listed securities and matched to a lender after comparing offers.
Listed promotersPromoter Funding
Capital for promoters of listed companies against their own holding. Structured as an overdraft or a term facility based on the requirement, with a defined end-use and repayment source.
OD or term facilityNCDNCDs and Structured Products
Non-convertible debentures and other structured instruments, shaped around the requirement and what the lender is willing to take on.
StructuredAlso available: Loan Against Mutual Funds (LAMF), with its own eligibility check, and other credit products, 8+ in all.
Eligibility
Check eligibility for LAMF and LAS
A quick estimate of what you could borrow against mutual funds or shares. The exact limit is confirmed on Quicklend once your portfolio is fetched.
The published terms
- Who can borrow
- Indian residents aged 21 to 70. Above 70 with a co-borrower. No minimum CIBIL score.
- Loan size
- ₹25,000 to ₹5,00,00,000
- Borrow up to
- 80% of mutual fund value (LAMF). 50% of share value (LAS).
- Interest
- Starting from 10% a year. On LAMF, interest applies only to the amount you draw.
- Fees
- Processing fee from ₹999 plus 18% GST, valid for up to 3 years. No prepayment or foreclosure charges.
Terms as published on quicklend.in. Limits and availability vary by lending partner.
Process
From mandate to disbursement
Four stages. You deal with one point of contact until the lender disburses.
- 01
Mandate
We sign a mandate to represent the company to lenders.
- 02
Proposal and pre-credit
We structure the proposal and secure indicative lender offers.
- 03
Lender and offer selection
We compare offers and select the best-fit lender and structure.
- 04
Sanction and disbursement
The selected lender sanctions and disburses the facility.
Promoter facility
An overdraft (OD) or a term facility, depending on the funding requirement.
Lenders
One brief, many lenders
Offers come from NBFCs, trustee companies, private investment houses and family offices, so the structure can follow your requirement rather than one lender's product.
Trustee companies
NBFCs
Private investment houses and family offices
- Infina
- Anand Rathi
- Nuvama Wealth
- Barclays
- Geojit Credit
- Shriram Finance
- Ashika Global
- And many more finance houses, family offices and private investors.
What lenders look for
Security cover
Pledged shares with a margin buffer.
Stock quality
Liquid, well-traded listed scrips.
Promoter standing
Track record and stable holdings.
Clear end-use
A defined repayment source.
Clean structure
Compliant pledge and disclosures.
About
Credit distribution, start to finish
I lead distribution at Quicklend, which builds embedded credit infrastructure for brokers, wealth managers and investment platforms.
My work is HNI lending against shares and mutual funds, promoter funding and structured finance. I have personally driven more than ₹500 Cr of credit products to disbursement.
If you have a listed holding and a number in mind, send me both.
- RKPL3 years
- Motilal Oswal2 years
Head of Distribution, current
Contact
Have a listed holding and a capital requirement?
Share the details and I'll help identify the right lender and structure the deal.
- The scrips and quantity you hold, or the portfolio
- The amount you need and what it is for
- How and when it will be repaid